Entries by Tosten

Car Theft – Am I Covered?

When a person thinks about car theft, there are a few scenarios to imagine such as personal property items stolen out of your vehicle, car parts stolen from your vehicle, or your car was physically stolen and couldn’t be recovered. So, the question is, are you covered if you experience any of the following theft […]

Insurance Options for Boat Owners + Theft Prevention Tips

If you’re a boat owner, you wait all year for boating season. Whether you take your boat out for a joy ride, take it out every weekend with friends or enjoy fishing trip, boats bring a lot of joy. If you are a new boat owner, you may be wondering what insurance coverage you may […]

Spring Season is Here – Insurance Updates to Know

Here are some updates on insurance or common questions we hear from customers. Do I Need to Purchase Insurance When Renting a Car? If you are planning on taking a trip this spring break, you may be renting a car. At the time of checking in or even during the process of getting a rental […]

Is Water Damaged Covered By My Standard Home Insurance Policy?

Water damage can occur in many ways in your home. Whether it is a burst pipe, a leak from your refrigerator or freezer, your house is flooded due to weather conditions, and more. It is important to understand what type of water damage is covered under your standard home insurance policy. Not all water damage […]

Does Home Insurance Cover Mold Issues?

When we think of an issue that may arise by being a homeowner, many people wonder if their problem can be covered by insurance. My House Has a Mold Issue, Am I Covered? If your home develops a mold issue, is it covered by insurance? The easiest answer is most likely no. Most mold issues […]

Insurance Options for Leased or Financed Vehicles

You have many coverage options when it comes to purchasing auto insurance. Some people choose to have the state minimum requirements, while others want more coverage protection. If you are looking to lease or finance your next vehicle, it is important to understand what you most likely will need. State minimum requirements include two coverages: […]

New Year’s Eve Party Tips & Things to Consider in the New Year

Many people prefer to host a New Year’s Eve party instead of going out to celebrate. If you plan to gather with friends and family at your house, there are a few things to keep in mind when it comes to being a host. Watch how much alcohol you are serving your guests Not only […]

Lower Your Risk for Theft This Holiday Season

The holiday season tends to see some of the biggest crime waves throughout the year. Here are some things to be aware of when it comes to lowering your risk for theft this holiday season. Vehicle Break-ins: Nobody wants to have their vehicle broken into. Not only does it cause a major inconvenience, but it […]

Rodent Damage & Preventative Steps to Take This Winter

As the temperature continues to drop this time of year, humans aren’t the only ones seeking warmer areas to rest. Mice, rats, and other rodents move indoors this time of year to nest as well as look for more food sources that may be stored. It is your responsibility to protect your house from rodent […]