Entries by Tosten

Insurance Coverage for Your Swimming Pool & Safety Tips

If you are looking to add a swimming pool to your property, you may be curious how it impacts your home insurance policy. First of all, you will need to alert your agent of the swimming pool addition. If you do not alert your insurance carrier of your pool addition, you may not be covered […]

Auto Insurance Terms – Part 2

Recently, we discussed the importance of understanding four basic auto insurance coverages; liability including bodily injury and property damage, and comprehensive and collision coverage. Almost all states require liability coverage for auto insurance. In Part 2, we will explain additional coverages you can add to your auto insurance policy. Not only will this give you […]

Four Auto Insurance Terms You Should Know– Part 1

There are many ways you can purchase auto insurance for your vehicle. Calling a local independent insurance agency can offer you some additional benefits and personalized service as well as help you select the right coverage for your situation. It’s important to understand your coverage options since you’ll want the right coverage in the event […]

It’s Distracted Driving Awareness Month – Facts & Tips

According to National Safety Council (NSC) driving has become more dangerous in the last two years. Motor vehicle accidents are up 9% from 2020 and 18% from 2019. Car accidents where drivers collided with other vehicles or fixed objects were the two most common types of accidents. Distracted driving has played an unfortunate role in […]

Scenarios That Warrant Short-Term or Temporary Insurance

While our agency does not specialize in short-term insurance policies, there are a few scenarios that can warrant the need for short-term insurance policies. Let’s take a closer look at a few of these. Traveling to Mexico: If you’re driving into Mexico it is likely that your existing auto insurance policy excludes travel to Mexico. […]

5 Things to Consider Doing This Spring

Spring is in the air! Plants are starting to bloom, days are feeling longer and the weather is getting warmer. There are many things to be excited about when it comes to a new season. Our agency shares five things to consider doing this spring. Plan a fun, local spring activity Spring can be known […]

How to Obtain A License To Operate A Motorcycle

With spring on the horizon, some of you may be finding yourselves thinking about getting a motorcycle license. After all, motorcycles offer great fuel economy, easy parking, and a unique driving experience. For most people, your motorcycle journey will begin with some rider safety and operation courses. Knowing how to safely operate a motorcycle and […]

What Discounts Are Available For Bundling Your Insurance?

A surprising number of people simply choose to use the same insurance company as their parents which means that oftentimes there’s a lack of insurance shopping. Moreover, it seems that the only time some customers look further afield is when they’re shopping about for lower rates. These shoppers can end up with their car insured […]

Maximize Your Auto Insurance Savings With These Discounts

When it comes to auto insurance it seems like all we hear about is discounts. But what discounts are there and who is eligible for them? Let’s take a closer look. Bundle Discounts: Bundling multiple policies like auto and home or auto and renters with the same insurance carrier can save you some money. The […]

Snowmobile Insurance Coverage & Common Questions

Riding a snowmobile, or snow machine is an exhilarating experience. Riding a snowmobile across an ungroomed open field with powder snow flying away can be memorable but comes with its share of risks. Regardless of whether you enjoy sledding fast, slowly in a group, in steep terrain, or in poor conditions, it is important to […]