Entries by Tosten

Home & Auto Insurance Have Increased & We Explain Why.

Insurance premiums are calculated based on how much it will cost to replace or repair your home or vehicle as well as your overall risk. Your overall risk is broken up by several factors that can impact your auto insurance such as your driving record, claim history, age, credit score, zip code, the make and […]

Three Things to Consider for Halloween This Year

Halloween is a great holiday in many ways. Whether it is dressing up, decorating your home, watching a scary movie or simply enjoying some fun size candy, Halloween brings joy to all ages. Here are a few things to consider making the most out of your holiday. Be aware of tripping hazards around your home […]

It’s Fire Prevention Month – How To Lower Your Risk For a Home Fire

October is Fire Prevention Month. In this blog, we’ll talk about some of the most common ways a fire can start and we’ll provide you with some tips on how to prevent them from starting. Smoke Alarms The number one defense against fires is having a working smoke alarm, so it is crucial that you […]

Exercise Caution This Fall & Winter with Nighttime Driving

The joys of fall and winter include going to pumpkin patches, seeing family and friends for holidays, skiing, sitting by a warm fire, and more; however, these seasons also bring longer nights which means increased risk on the roads. Many drivers aren’t aware of the challenges of driving in the dark and with longer nighttime […]

How to Prep Your Car for Fall and Winter Seasons

With summer coming to an end and cooler weather beginning to approach, now is a great time to get ahead and get your vehicle ready for fall and winter. Fall might seem early to get your car ready, but this season can produce hazardous weather that can make driving dangerous for those who are not […]

Fun Ideas to Make the Most Out of Your Summer

We are already one month into summer. If you have kids, that means the new school year is just around the corner. Maximize your summer by using the last few weeks to create great summer memories. This doesn’t mean you have to take a special vacation, as you can easily find fun things to do […]

A Beginner’s Guide to Traveling in an RV

Buying your first RV, camper or trailer is an exciting time! Before you make the purchase, you are already visualizing how you want to enjoy your trailer or RV. Owning an RV or camper allows you to enjoy nature & relax. Here are a few things to consider to have the best time. Get Comfortable […]

Home Insurance Terms To Understand

If you are a homeowner, you have purchased your home insurance through a local insurance agent or directly through an insurance carrier. Home insurance costs and coverage vary due to where you live, how much your home is worth, your credit score, and many other insurance factors. Home insurance can be confusing so we recommend […]

Enjoy Your Boat & Motorcycle Safely This Summer

The summer season can be the best time of year to enjoy your boat or motorcycle. Whether you enjoy the long days, warm weather, or enjoy using your ride to relax, being a boat or motorcycle owner has its perks. Here are a few things to consider when it comes to safety this season. Consider […]